Here at Lloyds Auto Sales we pride ourselves on having the Friendliest staff in Hot Springs, Bryant, Maumelle, Malvern, Arkadelphia, Benton, Garland County, Saline County, Pulaski County, Union City, Pike City and also Grant. Our 100% customer satisfaction can be seen in the many reviews our customers leave about us. We have clients from all over Arkansas that are looking for AUTO Financing and In-House auto loans. At Lloyds Auto Sales we are here for our customers, even if they have Bad Credit, No Credit, or looking to establish a new line of credit. Our employees know that, because we have the best quality autos in town, we can sit back and let them car sale itself. Lloyds Auto Sales is a low-pressure family friendly dealership that is here to help our community. It’s time to pick up the phone or fill out one of our many forms to start the first day of the rest of your life. Lloyds Auto Sales Employees are ready and waiting to hear from you now!

Lloyd "Boss Man"


I was born and raised here in Hot Springs. I graduated from Hot Springs High School in 1972. I married my Junior High & High School sweetheart in April 1971. For some unknown reason, she is still with me after 47 years. We have 3 wonderful children and 10 beautiful grand kids. 

From a very young age, I have always had an entrepreneurial spirit. I sold flower seeds and grit newspapers door to door until I was 12 years old, and was able to get my own paper route. The summer between my Sophomore and Junior year of college, my best friend and I bought a small café in down town Hot Springs. All I can say about that experience, is that it was a good thing we were able to feed our families out of the café, because we didn’t make enough profit to draw a paycheck. We sold out, licked our wounds, and I went back to Henderson State University where I graduated in August 1976. That same month, I purchased a small car wash. Eventually I worked my way up to owning 2 full service car washes, and built 1 new self-serve. Over the next 13 years in the car wash business I became acquainted with several car dealers and wholesalers as I detailed their vehicles for resale. I am not a real smart guy because it took me all that time to figure out you can make a lot more money selling a car than cleaning it. So in 1989, I sold my car washes, and took that money to start up my own car lot. That was 29 years ago, and I am still doing the same thing. 

A lot has changed in the Buy Here Pay Here business over the last 29 years, but one thing that hasn’t, is me. I still love what I do, and continue to find fulfillment and enjoyment when I am able to help regular folks who many times because of no fault of their own, find themselves credit challenged and struggling to find dependable transportation with affordable financing. That’s what I do. I work everyday here at the dealership, and I am always available. So come see us, and let me help meet your transportation needs.