Lloyd "Boss Man"


I was born and raised here in Hot Springs. I graduated from Hot Springs High School in 1972. I married my Junior High & High School sweetheart in April 1971. For some unknown reason, she is still with me after 47 years. We have 3 wonderful children and 10 beautiful grand kids. 

From a very young age, I have always had an entrepreneurial spirit. I sold flower seeds and grit newspapers door to door until I was 12 years old, and was able to get my own paper route. The summer between my Sophomore and Junior year of college, my best friend and I bought a small café in down town Hot Springs. All I can say about that experience, is that it was a good thing we were able to feed our families out of the café, because we didn’t make enough profit to draw a paycheck. We sold out, licked our wounds, and I went back to Henderson State University where I graduated in August 1976. That same month, I purchased a small car wash. Eventually I worked my way up to owning 2 full service car washes, and built 1 new self-serve. Over the next 13 years in the car wash business I became acquainted with several car dealers and wholesalers as I detailed their vehicles for resale. I am not a real smart guy because it took me all that time to figure out you can make a lot more money selling a car than cleaning it. So in 1989, I sold my car washes, and took that money to start up my own car lot. That was 29 years ago, and I am still doing the same thing. 

A lot has changed in the Buy Here Pay Here business over the last 29 years, but one thing that hasn’t, is me. I still love what I do, and continue to find fulfillment and enjoyment when I am able to help regular folks who many times because of no fault of their own, find themselves credit challenged and struggling to find dependable transportation with affordable financing. That’s what I do. I work everyday here at the dealership, and I am always available. So come see us, and let me help meet your transportation needs.