Buy here pay here is the system we use here at Lloyd's Auto Sales. To put it simply, it allows us to completely eliminate the middleman when it comes time to get you financed for the vehicle you want. No banks, no credit unions, just us. When other dealerships say NO, we say YES. We work for you, not the banks, and we want to get you into a car regardless of your credit situation. We build our loans to fit right into your budget. Lloyd's Auto Sales wants to help you rebuild your credit. Let us get you financed right here in Hot Springs, where we serve all of Arkansas.