Welcome to Lloyds Auto Sales Auto online located in Hot Springs AR. At Lloyds Auto Sales Auto, we have a wide variety of used cars, used trucks, used vans, and used family vehicles for you to choose from. At Lloyds Auto Sales Auto we offer Buy Here Pay Here/BHPH car financing/loans for local Hot Springs AR residents who have: baby credit, no credit or just plain bad credit. If you are in Hot Springs AR and you have been turned down for a loan at another Hot Springs AR used car dealership, then you have come to the right spot. Being that we are a Buy Here Pay Here/BHPH used car dealership, we can offer car financing/loans to anyone that the law allows. "Buy Here Pay Here" or "BHPH" means that we are the bank, and you can make your payment on your new used car loan directly to Lloyds Auto Sales Auto. When other Hot Springs AR dealers tell you NO and turn you down for a used car loan, at Lloyds Auto Sales Auto you will hear a finally hear a YES! If you need a car loan, truck loan or van loan then don't wait any longer. Most Hot Springs AR Buy Here Pay Here dealerships sell late model high mileage inventory that will break down on you after you leave the lot while you are driving around in Hot Springs AR. At Lloyds Auto Sales Auto in Hot Springs AR we pride ourselves on a rigorous inspection program to ensure that our entire BHPH inventory is safe and road ready for our local Hot Springs AR residents. Make Lloyds Auto Sales Auto your choice for the next used car purchase and hear "You're Approved" for your used BHPH car loan today! At Lloyds Auto Sales, we are your Arkansas Buy Here Pay Here loan specialists. Lloyds Auto Sales offers buy here pay here auto loans in Hot Springs AR. We do not use outside commercial lenders. We offer in-house financing to provide bad credit car loans and no credit auto loans. At Lloyds Auto Sales we do not run your credit score, we evaluate each used car loan based on your current situation. Just apply online to get approved today.  Lloyds Auto Sales is the premier Buy Here Pay Here / Special Finance Used Car Dealership in Arkansas!  Hot Springs Residents Can Get Credit to Buy a Used Car. If you live in the Hot Springs area and have poor credit or have recently had your credit score lowered which is preventing you from purchasing a used car, you can buy a used car here at Lloyds Auto Sales. We understand that consumers are experiencing challenging time financially and Lloyds Auto Sales has the solution. At Lloyds Auto Sales we inspect all our cars and offer affordable, quality used cars. Our prices may seem "cheap" to some but that's because we keep used car prices affordable. If you are looking for used cars in Hot Springs, our friendly sales staff can serve you better than anyone in the state. At Lloyds Auto Sales, we believe in looking toward you future and not your past. We don't let your credit history stand in the way of purchasing a quality car, truck, van, sedan or SUV. We have helped Hot Springs residents reestablish their credit while driving a high quality used car. We have accomplished that service by looking toward their future and their desire to have a fresh start.